Orlean residents
have received
thru February 2004


...and still counting!


Better Value Means Getting the Personal Touch.

Because you want the best value for your money, in some circumstances it may make sense to purchase an item over the phone, through the mail, or on your personal computer. But, not always!

Without the right insurance protection, you and your family might not be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident whether you're at fault or not!

When you choose AUTOSURE FROM ANPAC, you get a professional agent who lives and works in your community, who understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most!

Better Value Means Money Saving Features.

Automatic Rental Coverage
We decided our customers need rental car coverage automatically included in their policy at no extra charge. Most companies charge for this features.

One Deductible for Multiple Losses
If you insure your auto and home with ANPAC, our Common Cause of Loss Deductible allows you to pay one deductible even if more than one item is damaged or destroyed by a single event.

Collision Waiver
If you should be involved in an accident with another car insured with ANPAC, all or a portion of your collision deductible may be automatically waived.

Other valuable, innovative features
  • Good student discount
  • Passive restraints discounts
  • Ticket-free discounts
  • Special rates for drivers age 45 & over
  • No deductible for windshield repair

Discounts and policy provisions may vary by state. Check with your agent about coverages available in your state and the provisions applicable.

Better Value Means Superior Service.

ANPAC is proud to be named to the 1999 Ward's 50 Benchmark Group for achieving outstanding financial results in the areas of safety, consistency and performance since 1994.

Our Innovative CA$HBACK from ANPAC®
Pays you 25% of your combined auto and homeowners premiums if you remain claim free for the first three years.

TLC (Tri-Line Coverage®) Discount
Choose American National for your auto, home and life and you'll receive a special discount on qualifying auto and home premiums. It's our way of rewarding customers who trust American National with all three insurance needs.

Fast Efficient Claim Service
Report claims toll-free at 1-800-333-2860 24-hours a day, 7 days a week. Nine out of ten customers tell us, based on our claims service, they would recommend ANPAC to someone they know.

AUTOSURE FROM ANPAC™ Offers a Full Line of Coverages.

Liability - Pays for damages due to bodily injur and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident scene.

Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident up tot he limit purchased per person.

Personal Injury Protection - Pays for reasonable and necessary medical expenses and lost wages arising out of a covered accident up to the limit purchased per person.

Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This included but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals, and glass breakage.

Collision - Pays for damage to your insured car resulting from a collision or upset.

Towing and Labor - Pays towing and labor costs incurred each time your insured car is disabled. Labor costs at the place of disablement are covered.

Rental Reimbursement and Travel Expense - Pays up to $25 per day rental expense while your car is being repaired due to a covered loss for up to 30 days. Higher limist are available.

If the loss occurs more than 50 miles from home, extra expenses incurred for meals, lodging and transportation fares to return to your home or your destination are covered.

Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver.

Underinsured Motorist - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy.

Accidental Death, Dismemberment, Disability - Pays up to a specified amount for death, loss of limbs, loss of sight and certain other injuries to designated person(s) resulting from a car accident.

Work Loss Coverage - Pays designated person(s) up to 85% of earnings lost because of auto accident injuries subject to certain maximum limits shown in the policy.


This summary of coverages is not a statement of contract. Some coverages may not be available in all states. All coverages are subject to the exclusions, conditions and requirements stated in the policy.


American National Insurance Company, Galveston, TX
American National Property and Casualty Companies, Springfield, MO

Products and services not available in all states